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Auto Insurance in Illinois

Whether you regularly commute to nearby Chicago or prefer to stay closer to home in Lombard, IL, most of the time, a good auto insurance policy is a must. Not only are you legally required to carry auto insurance in Illinois, but your policy can help you better cover the resulting costs if you ever get into an accident.

However, it's crucial to ensure you choose the right policy option and insurance provider. Insurance Xchange is proud and pleased to serve Lombard, IL, and the surrounding areas with comprehensive auto insurance options that are right for any driver.

Types of Illinois Auto Insurance to Consider

In Illinois, there are two separate types of liability insurance to consider, and all drivers are required to carry both.

• Bodily injury coverage: Protects you in the event you're found liable for an accident in which other people were hurt or injured
• Property damage coverage: Helps cover the costs of any damage to the other party’ s vehicle or other personal possessions

Many Illinois drivers also choose to carry uninsured or underinsured motorist coverage so that their vehicle damage or bodily injuries are covered should they get into an accident with someone who lacks adequate coverage of their own.

Other types of auto insurance to consider include collision coverage, comprehensive coverage, or medical coverage. These types help better cover your personal costs should an unforeseen accident or other auto-related event leave you injured or with a damaged car.

The Benefits of Carrying the Right Auto Insurance

Even the most careful, sensible drivers can find themselves involved in collisions with other drivers. There are additional occurrences like animal collisions, vandalism, theft, or fire to consider and prepare for.

For those reasons and many others, it's well worth considering more than just the bare minimum auto insurance coverage required by Illinois law. If you're in Lombard, IL, or anywhere nearby and need help choosing the right policy, call us at Insurance Xchange for assistance. We've got you covered!