• Home
• Renters Insurance

Renters Insurance in Illinois

If you're like many Lombard, IL residents who rent their houses or apartments, you may wrongly think you don't need to worry about insurance. However, nothing could be further from the truth. Renters have plenty to lose should an accident, natural disaster, or other unforeseen event occur, so protection is an important part of being prepared and responsible.

If you're in the market for a new renters insurance policy or need to make amendments to an existing policy, it's important to speak to a professional first about your options to ensure a decision you'll be happy with. The Illinois insurance experts of Insurance Xchange can help.

Is Renters Insurance Really That Important?

Illinois doesn't legally require renters to carry a renters insurance policy. However, it's important to protect yourself, your belongings, and your money regardless. Your landlord's policy may protect the structure of your rented home but not your personal belongings.

The following are just a few of the benefits of taking out a policy:

• Your personal belongings, including furniture, electronics, clothing, and other valuables, are protected from theft, fires, natural disasters, and many other unforeseen events.
• If anyone is injured or has their property damaged while visiting your home, renters insurance helps protect you from liability if you're found responsible for the incident.
• If you have to move temporarily so repairs or improvements to your home can be made, renters insurance can help you cover related costs and expenses.

Best of all, renters insurance in Illinois is very affordable, so making sure you're covered is likely one of the smartest moves you could make. You also get to enjoy the peace of mind that comes with knowing you're protected.

If you're located in or near Lombard, IL, and need to discuss a current or potential renters insurance policy with a professional, call us at Insurance Xchange. We'll be happy to help you move forward with the best option.